There is no minimum deposit to open the account.  There are no monthly service charges.  The statement cycle is cut off on the last day of each month, and checks will be truncated.  This account does not earn interest, but offers a variety of other features we provide like: Electronic Banking with HomeBanker, E-Statements, Free Bill-Payer, VISA Check Card, your first order of checks is free, and you have access to over 32,000 surcharge-free ATMs with the Allpoint Network.  Additional charges and fees that are not related to maintaining the account may apply.

The minimum deposit to open the account is $50 with a minimum balance required to earn interest of $25. Transfers to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per month, or statement cycle; with no transfers by check, draft, debit card, or similar order to third parties. However, there are no restrictions to the number of withdrawals that you make personally in our office.  Interest is calculated on a 365 day factor and paid quarterly.

Money Market High Yield Savings

Variable interest rates are established weekly, compounded daily, calculated on a 365 day factor and paid on the 7th day of each month. The minimum deposit to open the account is $1,000.

Variable interest rates are established weekly, compounded daily, calculated on a 365 day factor and paid on the 7th day of each month. The minimum deposit to open the account is $250.

There is no minimum deposit to open the account.  There are no monthly service charges. 
The statement cycle is cut off on the 30th day of each month.  A notification of E-statement
will be emailed monthly.  This account is all-electronic, and requires an active e-mail account and enrollment in HomeBanker, our online banking service.  The rate may change after the account is opened, and fees may reduce earnings.

Variable rates are established weekly based on 90% of the 13 week auction average for Treasury Bills, with a stated floor. The current interest rate floor is 2.00%, subject to change. Interest is compounded daily, calculated on a 365 day factor and paid on the last day of each month.

18 Month "Grow With Us" CD

These are fixed rate and fixed term certificates maturing in 18 months, with a minimum opening balance of $1,000. In order to earn interest, and keep the account open, $1,000 must be maintained. Interest is compounded daily, calculated on a 365/360 day factor, and can be paid monthly, quarterly, or annually. A statement will be mailed at the end of June and December each year. Interest may be withdrawn at any time without penalty.

This account requires that you have an existing Treasury Indexed Account or Money Market Account with First Savings Bank. There is a minimum balance to open of $5,000.00. It has a fixed interest rate for the listed term, and interest is compounded daily, calculated on a 365/360 day factor, and can be paid monthly, quarterly, or annually. A one-time interest rate “Bump-Option” is available. A statement will be mailed at the end of June and December each year. Interest may be withdrawn at any time without penalty. However, there will be a three month loss of interest penalty on early withdrawals from the principal amount. 

These are fixed rate and fixed term certificates maturing in one year or longer, with a minimum opening balance of $1,000. In order to earn interest, and keep the account open, $1,000 must be maintained. Interest is compounded daily, calculated on a 365/360 day factor, and can be paid monthly, quarterly, or annually