Mortgage Loan Interest Rates

Current Interest Rates

Effective Date: June 17, 2008

Single family - Owner Occupied

Loan Type	Interest Rates %	APR %	Fee %	Number of monthly payments	Est. Monthly Payment per $1,000 borrowed
FIRSTForty 40 yr - 20 yr call	6.25	6.365	1.00	240*	$5.68
40 yr - 20 yr call	6.50	6.52	0.00	240*	$5.85
30 year fixed	6.25	6.392	1.00	360	$6.16
30 year fixed	6.50	6.547	0.00	360	$6.32
30 year jumbo	6.75	6.88	1.00	360	$6.49
15 year jumbo	6.25	6.463	1.00	180	$8.57
15 year fixed	5.75	5.978	1.00	180	$8.30
15 year fixed	6.00	6.073	0.00	180	$8.44
10 year fixed	5.75	6.073	1.00	120	$10.98
10 year fixed	6.00	6.103	0.00	120	$11.10

*Remaining loan balance will be due on the 240th payment.

All rates shown are based on the following scenarios: all loans are based on 80% financing (loan-to-value ratio), or 20% down. Annual Percentage Rate (APR) based on representative $200,000 loan amount (Jumbo loan based on $567,500. in King, Snohomish and Pierce Counties) for stated term and includes points listed, plus common customary closing costs.

Jumbo loans exceeding $750,000. may be priced higher.

Interest rates and/or fees are subject to change without notice and may vary based on credit quality and other risk-based issues. The monthly payment does not reflect amounts to be paid into escrow, such as taxes and insurance.

Commercial Real Estate

Loan Type	Interest Rates %	Fee %	Max LTV %
Apt RE 30/5	6.125	1.00	70-75
Apt RE 30/10	6.375	1.00	70-75
Apt RE 1 yr ARM	6.375	1.00	70-75
Commercial RE 30/5	6.250	1.00	70

Programs, rates, terms and conditions subject to change without notice.

Member FDIC
Equal Housing Lender

Current Interest Rates Effective Date: June 17, 2008

Single family - Owner Occupied

Current Interest Rates

Effective Date: June 17, 2008