Companion Certificate of Deposit

This account requires that you have an existing Treasury Indexed Account or Money Market Account with First Savings Bank. There is a minimum balance to open of $5,000.00. In order to earn interest, a minimum balance of $5,000 must be maintained. It has a fixed interest rate for the listed term, and interest is compounded daily, calculated on a 365/360 day factor, and can be paid monthly, quarterly, or annually. A one-time interest rate “Bump-Option” is available. A statement will be mailed at the end of June and December each year. Credited interest may be withdrawn at any time without penalty. However, there will be a three-month loss of interest penalty on early withdrawals from the principal amount, which may reduce earnings.
 

 

 

Member FDIC
Equal Housing Lender