Deposits
|
FIRSTChecking
There is no
minimum deposit to open the account.
There are no monthly service
charges. The statement cycle
is cut off on the last day of each
month, and checks will be truncated.
This account does not earn interest,
but offers a variety of other
features we provide like: Electronic
Banking with HomeBanker,
E-Statements, Free Bill-Payer, VISA
Check Card, your first order of
checks is free, and you have access
to over 32,000 surcharge-free ATMs
with the Allpoint Network.
Additional charges and fees that are
not related to maintaining the
account may apply, |
12 Month Certificate of Deposit,
These are fixed
rate and fixed term certificates maturing in
12 months, with a minimum opening balance of
$1,000.00. Interest is compounded daily,
calculated on a 365/360 day factor, and can
be paid monthly, quarterly, or annually.
* Early withdrawal penalties may be
imposed.
 Treasury
Indexed Account
Variable rates are
established weekly based on 90% of the 13 week
auction average for Treasury Bills. Interest is compounded daily,
calculated on a 365 day factor and paid on the
last day of each month.
The FDIC
insures your deposits up to $100,000 for each of
the following account categories; Individual,
Joint, Revocable Trust, Corporation, and
Fiduciary accounts. Coverage up to $250,000 is
available for IRA accounts. A family of three
can have insured savings totaling over
$1,000,000.
Getting Started:
New Accounts
Application
Want to open an account by
mail? Try our new form that will allow you
to quickly fill out the needed information to
open an account, print it, and then mail it in.
Note: This is not an on-line application that
will automatically open an account.
OTHER SERVICES
Our office hours
are from:
9:00 a.m. to
5:00 p.m. Monday
through
Thursday, with
extended hours
on Friday to
6:00 p.m.
Please refer to our separate fee schedule for
additional information about charges.
Member FDIC - Equal Housing
Lender
|
|
|
