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With
a
FIRSTLine Personal Line of
Credit, you will
enjoy these benefits and more:
Instant Access To Funds.
A
FIRSTLine Personal
Line of Credit puts borrowing
convenience in your hands. You
simply transfer the funds to
your linked checking account, and
write a check for whatever you
need, whenever you need it.
Enjoy convenient access through
checks or transfer balances by
phone or online with HomeBanker.
No Collateral required.
Same
day loan approval.
Subject to credit
approval & Bank underwriting
guidelines.
Competitive rates and fees,
lower than most credit cards.
One-Time Approval.
There's no need to reapply each
time you need access to your funds.
You simply advance on your
approved credit line at your
convenience.
Flexible Repayment Terms.
Competitive rates and affordable
payments are important factors
in any borrowing relationship.
With a Personal Line of Credit
your rate is lower than most
credit cards and you pay only
1.75% of your outstanding
balance or $25, whichever is
greater.* Plus, any portion of
the outstanding balance that you
repay immediately becomes credit
available to use again. We'll
also provide an easy to read
monthly statement** so you can
track your payments, purchases
and outstanding balance.
Overdraft Protection Option.
Protect yourself from unplanned
overdrafts with your
FIRSTline account and
your FSBNW checking account.
Overdraft protection covers any
insufficient balance in your
account up to the available
amount of your approved credit
limit. In the event of an
overdraft, your line of credit
is advanced in $100 increments
to pay the check.***
* Making the minimum payment will cover the interest on the
outstanding balance and may or
may not
reduce any portion of the
principal balance.
** If
there is no outstanding balance,
and no loan activity for the
month, a statement will not be
issued.
***
Subject to a $5.00 fee per
advance.
For more information on rates, terms,
and fees, contact a loan officer at
866.372-1200. |
